Stamp Duty, Concessions & Incentives Across Australia
Understand the real acquisition costs before you buy.
Clear state-by-state guidance. No surprises at settlement.
Stamp Duty & Incentives by State
- Standard duty: Progressive rates based on purchase price.
- Premium / residential surcharge: Higher marginal rates apply to high-value residential property.
- Foreign buyer surcharge: Additional duty applies to foreign purchasers of residential property.
- Concessions: PPR concessions, first home buyer relief, off-the-plan concessions.
- Grants: First Home Owner Grant for eligible new homes.
- Notes: Ownership structure and contract type materially affect duty outcomes.
- Standard duty: Tiered rates applied progressively.
- Premium / residential surcharge: Higher rates above premium thresholds.
- Foreign buyer surcharge: Foreign purchaser duty surcharge applies.
- Concessions: First Home Buyer Assistance Scheme, PPR exemptions.
- Grants: First Home Owner Grant for eligible new properties.
- Notes: Annual land tax alternatives may apply in limited cases.
- Standard duty: Rates vary for owner-occupiers vs investors.
- Premium / residential surcharge: Higher rates for non-owner-occupied purchases.
- Foreign buyer surcharge: Additional duty applies.
- Concessions: Home concession, first home concession.
- Grants: First Home Owner Grant for new dwellings.
- Notes: Buyer intention at settlement determines duty category.
- Standard duty: Calculated on purchase price.
- Premium / residential surcharge: No broad luxury surcharge.
- Foreign buyer surcharge: Foreign ownership surcharge applies.
- Concessions: First home relief, off-the-plan concessions.
- Grants: First Home Owner Grant for eligible buyers.
- Notes: Concessions depend on build and occupancy timing.
- Standard duty: Progressive rates based on value.
- Premium / residential surcharge: Higher rates above premium thresholds.
- Foreign buyer surcharge: Foreign buyer duty applies.
- Concessions: First home buyer and PPR concessions.
- Grants: First Home Owner Grant for qualifying purchases.
- Notes: Regional thresholds may differ.
- Standard duty: Calculated on purchase price.
- Premium / residential surcharge: No luxury surcharge.
- Foreign buyer surcharge: Foreign buyer duty applies.
- Concessions: First home buyer and PPR relief.
- Grants: First Home Owner Grant for new homes.
- Notes: Occupancy timing affects eligibility.
- Standard duty: Sliding scale based on property value.
- Premium / residential surcharge: None.
- Foreign buyer surcharge: Foreign purchaser surcharge applies.
- Concessions: Income-tested Home Buyer Concession Scheme.
- Grants: First Home Owner Grant for eligible new builds.
- Notes: Income thresholds drive most concessions.
- Standard duty: Progressive rates on property value.
- Premium / residential surcharge: None.
- Foreign buyer surcharge: Foreign buyer duty applies.
- Concessions: First home buyer and PPR concessions.
- Grants: First Home Owner Grant available.
- Notes: Regional conditions may apply.
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